Stock analysts often look at successful stocks like Netflix and attempt to find patterns and indicators of success that might be present in other companies. If that analysis can find enough similarities, they may have found a winning stock poised to follow a similar path. With that in mind, examine three of the biggest reasons for Netflix’s success, and consider what other companies might share those traits. Find Companies With Scalable Services One key to success in technology stocks is scalability, or the ability to create a product or service once and deliver it again and again....

Who Is On The Board? Our board boasts experts with 100+ years of combined financial experience and a range of specialties, like taxes, investing, debt, financial planning, and economics. We hand-picked these members based on their impressive credentials and ability to communicate sometimes difficult or dense concepts to a broad audience. How Does The Review Board Work? Each article is written by an expert in their respective financial field, often certified professionals like CPAs and CFPs....

Our Mission It is our mission to help our users make the best purchase decisions—it’s that simple. What We Do We exhaustively research and recommend a broad range of products and ultimately make a curated list of recommendations from writers with subject-matter expertise in every product category we cover. We do receive an affiliate commission on some, but not all, of the products that we recommend if you decide to click through to the retailer site and make a purchase....

When Fed policymakers look at inflation, they consider PCE since it is more representative of inflation consumers face than the Consumer Price Index (CPI). But why? You might not realize this, but CPI calculates inflation for only urban consumers, so it isn’t as representative of all shoppers in the country. PCE also includes more items in the index and bases its figures on the goods and services that consumers are buying each month, using data from the stores and businesses where they buy them....

Regardless of whether you’re day-trading stocks, forex, or futures, it’s often best to keep it simple when it comes to technical indicators. Here are some of the most popular technical indicators you can use to start improving your trades. Relative Strength Index The relative strength index (RSI) can suggest overbought or oversold conditions by measuring the price momentum of an asset. The indicator was created by J. Welles Wilder Jr....

Day traders who went short early in the morning cover their short positions, helping to fuel the bounce. Soon, the price is back near where it opened, but still down 5% on the day. That’s when the price plummets lower once again, as those who hadn’t sold their shares that morning are relieved to do so near the opening price. This is called a “dead cat bounce.” Here’s how to make money on it....

If you look at a chart of the Commodity Research Bureau (CRB) Index, it tracks a diverse group of commodities prices against a chart of the dollar index. This represents the strength or weakness of the U.S. currency against other foreign exchange instruments. Why the Movement? The primary reason the value of the dollar influences commodities prices is that the dollar is the benchmark pricing mechanism for most commodities. U....

Key Findings of the Hartford Study In recent years, The Hartford analyzed data from claims filed by small business owners over a five-year period. The claims had been filed under more than one million property and liability policies. The analysis indicated that 40% of small businesses would likely incur a property or liability loss within the next 10 years. Claim Frequency vs. Claim Severity A primary purpose of The Hartford’s study was to determine which types of claims were most common and which were the most costly....

Most of these companies are large, multinational corporations with billions of dollars in revenue. They are often referred to as “blue chip” stocks, and they include some household names as well as some you may not have considered. Because of the diversity of their revenue streams, these companies are very solid stock market performers and are often immune from big swings in the share price. Let’s examine some of the most diversified U....

Saving vs. Investing There’s a significant difference between saving and investing. Saving is setting money aside in a safe place, where it stays until you want to access it, whether that’s in a few days, a few months, or even several years. It might earn a little interest, depending on where you put it, and it will be there for you in case of an emergency or to achieve the goal you’re saving for....

Your Investing Approach The answer to what type of international investing you do will depend a lot on your approach to investing. While some investors like to do their research and make their own decisions, many others prefer to let a professional fund manager do the stock picking. There’s no single “correct” answer for everyone. In fact, many successful investors own both stocks and mutual funds. The most important thing is to have a consistent investing strategy—and sticking with it....

The Pros of a Pet-Friendly Property Since we constantly hear about all of the problems animals cause for landlords, you may not be as familiar with the benefits of allowing your tenants to have pets. Here are seven good reasons to allow pets on your property: Larger prospective tenant pool: Depending on the survey, between 50% and 70% of renters say they own a pet. Therefore, if you make your property pet-friendly, you will have a larger group to choose from....

How To Claim the Deduction if You’re Self-Employed If you have self-employment income, you can take the deduction for health insurance expenses incurred for yourself, your spouse, and your dependents. Self-employment income is reported on Schedule F if you’re a farmer or Schedule C for other sole proprietors. General partners in partnerships and actively participating members in LLCs that are treated as partnerships can claim the deduction if they have any self-employed income, as can employees of S-corporations who own 2 percent or more of the corporation’s stock....

Debts have sort of an expiration date known as the statute of limitations that keeps debt collectors, and even the original creditor, from pursuing it indefinitely. Before you agree to pay an old debt, first make sure the statute of limitations hasn’t expired. If the time limit has expired, you may decide it’s in your best interest not to pay. Two Time Limits For Debts Many people get the statute of limitations confused with the credit reporting time limit....

Most agents are more trustworthy than they’re given credit for. They survive on repeat business, so they want and need happy clients. The Realtor Code of Ethics prohibits unethical behavior on top of that, but occasionally a few dishonest agents can slip through. When and How Do Agents Lie? When real estate agents lie, it’s most likely to be about themselves. They may misrepresent their experience or their credentials on their websites or blogs....

In colder climates, soon as tender tulips burst through the melting snow, first-time home buyers are hitting the streets. Where I sell real estate, in Sacramento, home buyers are clamoring to tour homes the minute rain stops falling. Spring is typically the hottest real estate market everywhere in the country. Why Home Buyers Pick Springtime to Buy Reflecting on my own home purchases, it would appear that, with one exception, I’ve always bought homes in the fall....

However, many business owners sometimes go without cash inflow into the business. This is always often regarded as a sign of financial challenges for the business. The main reason why businesses get into this position is due to a lack of better methods to conserve cash flow. Conserving cash flow is where a business works to retain its cash position and maximize every available dollar without misusing any single cent....

The average rate offered to homebuyers using a conventional 30-year fixed mortgage fell to 5.61% from 5.79% the previous business day, while the average for a 15-year mortgage increased to 5.19% from 5.15% the previous business day. A few days ago the rates were 5.87% and 5.26%, their highest points since at least 2019. (Our daily mortgage rate data only goes back to April 2021, but our data on yearly highs and lows date back to 2020, so we know rates weren’t higher in 2020....

The average rate offered to homebuyers using a conventional 30-year fixed mortgage leapt to 4.28% from 4.15% the previous business day and 3.29% in mid-November. It reached a new high point since 2020, when it was as high as 4.71% in March and as low as 2.89% in December. (Our daily mortgage rate data only goes back to April 2021, but our data on yearly highs and lows dates back to 2020....

The average rate offered for a 30-year conventional fixed mortgage dropped to 6.32% from 6.51% the previous business day. The 15-year fell again to 5.36% from 5.45% the previous business day. Our mortgage rate data only dates back to 2020, but if other measures are any indication, both rates are coming down from their highest levels in over a decade. Fixed mortgage rates tend to track the direction of 10-year Treasury yields, which usually rise with heightened inflation fears (and fall when those fears subside)....