How the 0% Rate Works In tax year 2022, the 0% tax rate on capital gains applies to single tax filers with taxable incomes up to $41,675 and married taxpayers who file joint returns with taxable incomes up to $83,350. There may be years when you’ll have less taxable income than in others—maybe you’re self-employed or are working part-time. You can also sometimes make a low-tax year occur on purpose in retirement by choosing which accounts to take withdrawals from each year....

filadendron / Getty Images However, now you’re not so sure. Maybe your current employer made you a better offer, or there are red flags that the new position is not what you’d hoped when you accepted. Perhaps your job offer was rescinded and you’d like to stay where you are. Can you withdraw your resignation—and if so, how? How To Withdraw a Resignation Depending on your circumstances, you may be able to withdraw your resignation and continue working in your current role....

Tips for Writing a Cover Letter for a CV While your CV provides a detailed—and often lengthy—look at your experience and credentials, the cover letter is an opportunity to call out your most important qualifications and make a compelling case for your candidacy for the role at hand. Here’s what you need to know to write a successful curriculum vitae cover letter. Tailor the Letter to Fit the Organization The CV cover letter should be tailored to respond to the unique and specific requirements requested by each organization you are approaching....

Located at the top of your resume under your name and contact information, a headline allows a recruiter to see, quickly and concisely, what makes you the right person for the job. Resume headlines are ideal for candidates with a lot of experience. A headline allows you to condense your skills and work experience into a brief phrase that will quickly impress the hiring manager. However, less experienced applicants can also use headlines to highlight personal attributes and skills....

Learn more about how different types of jobs, from traditional wage work to freelancing, can affect your taxes. A Traditional Second Job You’re working for a regular salary or hourly wage if you have a traditional second job. You’ll receive a W-2 at tax time, and you’ll have to fill out a W-4 with your withholding information. One easy option might be to claim zero on your second paycheck if you already have another job where taxes are withheld....

This is all good news for consumers, who have been squeezed this year by climbing gas prices, which have raised the cost of everything from going to work or grocery shopping to visiting relatives and friends over the holidays, leaving consumers with less money to spend elsewhere. Much of the recent decline in gas prices stems from a slide in the price of oil. Because oil prices account for about half of the price of gasoline, the cost of a gallon of gas often moves in the same direction as oil, though sometimes with a lag time....

In general, applicants who can demonstrate an ability to identify all the options and compare them in terms of both cost and effectiveness have an advantage over those who can’t. What Are Decision-Making Skills? Whether it’s a question of deciding which candidate to hire, which consultant to use, or what business plan to execute, having the capacity to make the best decision is critical for organizations. Organizational culture and leadership style together determine the process of decision-making in any company....

ArtMarie / Getty Images Personal income dropped 7.1% in February, according to data released by the Bureau of Economic Analysis (BEA) Friday, roughly in line with the 7.2% expected by Moody’s Analytics and the 7.3% median forecast of economists cited by Moody’s. The personal saving rate, at 13.6%, was down 6.2 percentage points from January, while disposable income fell 8%. Consumer spending dropped by 1% in February, the third decline in four months....

Here’s a quick look at the most significant economic indicators of the day and what they tell us. PCE Inflation The Federal Reserve’s preferred measure of inflation showed it continued to accelerate in February, not unlike the other popular measure of inflation, the Consumer Price Index. Prices rose 6.4% in the year through February, faster than the 6.0% rate in the year through January and the fastest 12-month jump in 40 years, the Bureau of Economic Analysis said in releasing its report on personal consumption expenditures, sometimes referred to as PCE....

Where cash aid from the government and a lack of things to spend on during COVID-19 lockdowns once made many U.S. consumers into super savers, inflation at the highest levels in decades is now doing the opposite, forcing them to spend a bigger share of their income on all those higher-priced items. Inflation and rising gas prices were among the top economic concerns U.S. adults had in a Gallup poll taken in the first half of March, with 17% citing inflation as the biggest problem facing the country, up from 8% in January....

Sincerely, Henry Dear Henry, I’m so glad you asked this question, because with inflation at 8.6%, prices are going up everywhere, on everything, for everyone. At The Balance, we’ve been tracking inflation for a while, and have found that food, gas, travel, entertainment, and more are getting costlier. Unless your income is rising in line with inflation (and for most Americans, it isn’t), your wallet is getting dinged. But this doesn’t mean you can’t fight back....

Learn more about insurance conditions and how they work. What Are Insurance Conditions? The conditions section of an insurance policy outlines various obligations that must be fulfilled for the contract to be enforced. Some conditions apply to the insured while others apply to the insurer. Insurance conditions may include: How to report a lossHow long you have to report a lossHow property will be valuedHow and when a policy can be canceledWhen the insurer can non-renew the policy...

The Benefits of Internship/Externship Experience What you learn during your internship can help you get hired, choose the right job offer, and even stay on at a job. When employers have two equally qualified candidates, the candidate with internship experience is often the person who gets hired, according to the results of the National Association of Colleges and Employers (NACE) Job Outlook 2020 survey. Meanwhile, the NACE’s 2020 Internship & Co-op Survey Report notes that the job offer rate was 68% for candidates with internship experience and that those employees stayed longer with the company than those without such experience....

it can be hard to articulate where you would like to be in your career next year, let alone five years (or longer) down the road. But even when you do know, it’s important to be careful how you respond because you’ll need to tailor your answer to the job for which you are interviewing. What the Interviewer Wants to Know This popular interview question helps interviewers and hiring managers get a sense of how your career goals align with the company’s goals....

What Is Emotional Intelligence? Emotional intelligence (EI) is the ability of an individual to understand their own emotions and the emotions of others, as well as the ability to respond to, apply, and manage those emotions. Testing job applicants for their emotional intelligence (in the form of psychological-based tests) is a growing trend in employment today, where many work settings require effective teamwork to meet project demands or service goals. Job interviews are also used to assess the emotional intelligence of job applicants....

Some believe copper has room to grow. Others believe it’s overplayed. Whether you are bullish or bearish, copper presents an investment opportunity. It’s easy to add this commodity to your portfolio through a copper exchange-traded fund (ETF) or exchange-traded note (ETN). Whether you’re looking to hedge risk, invest in copper, or diversify your portfolio, copper ETFs and ETNs give you instant access to the copper sector. Meanwhile, you’ll enjoy the benefits—some of them tax advantages—that come with ETF investments....

For most taxpayers, the filing deadline to submit 2021 tax returns or to request an extension to file and pay tax owed will be April 18, the IRS said in a release on Monday. That’s later than the typical April 15 deadline because of the Emancipation Day holiday that day in the District of Columbia. Those who live in Maine or Massachusetts will have until April 19 because of the Patriots’ Day holiday the day before in those states....

What You Get From a Full-Service Firm You’re simply paying to get your trades made with a discount broker, nothing more. This can be ideal if you’ve been trading for a while and you know the ropes. It can work well if you have an understanding of businesses. It’s a good option if all you need is someone to place your trades. A full-service broker can be worth the cost if you lack experience and don’t mind paying for a hand to hold....

Out of nine people who had made appointments to go to the North Broad Street office of Campaign for Working Families for free tax help Friday, none had signed up for assistance with the child tax credit, which had been promoted by the IRS as part of a special event. In fact, only 10 people sought help with the credit at the nonprofit group’s four events in June and July, said Jonathan Barnes, director of volunteer engagement at the group....

It’s vital to know whether you have current car insurance, even if you don’t need to file a claim. In most states, having car insurance is the law. It’s also best to keep your car insured because you never know when an accident will happen. Most states also require proof to renew your license plate and registration. Learn how to find out whether your car is insured. Review Your Statements If you’re taking over the finances for a family member and can’t find car insurance information, review their bank statements....