One of the biggest online aids comes in the form of calculators that can inform many of the most common personal finance questions, like whether you should save money or pay off debt and whether you’ll have enough money to retire. Not only will this calculator provide your current net worth figure, it will break it down for you in terms of pie charts and bar graphs by assets and liabilities. This calculator is especially great for student loans and credit card debt. For instance, if you are currently carrying credit card debt, you would enter the balance on each of your credit cards, the interest rate(s), and the minimum payment(s). The calculator can tell you how long it would take to pay off each balance if you make just the minimum payment each month, how much interest you’ll end up paying, and when you’ll be debt-free.  The calculator is easy to use and rather self-explanatory. Though it won’t solve any debt problems, it can provide you will the information you need to best manage your debt. To get started you need a few pieces of information about the potential loan. You’ll need to enter values for the total loan amount, loan term and the interest rate. If you’re unsure of what interest rate to use in an estimate,